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March 6, 2018
Do I Need a Trust? Maybe Not!

Often we are contacted by individuals who want to set up a trust; they come to us convinced that they need a trust because of something they heard on tv or saw online. Usually, these individuals are misinformed about the absolute necessity of a trust, and they are not aware of other less expensive options […]

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February 27, 2018
Gifting & Transferring Assets Outright or to a Trust?

  If you are considering gifting or transferring assets, there are distinct differences between an outright transfer and a transfer into a trust that is important to understand.  1. When prepared correctly, a transfer to a trust provides: •Asset protection; and •A step up in tax basis. 2. An outright transfer to children or others may incur: […]

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February 14, 2018
New Medicaid Home Care Rules Help Keep Loved Ones at Home

There are many benefits to Medicaid Assistance, including the ability for seniors to age at home and receive care from a family member in a familiar environment. However, in order to qualify for Medical Assistance for Home Care Services/Community Medicaid (Medicaid), an individual’s assets cannot exceed $15,150.00—this is the combined total of all assets in […]

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January 3, 2018
Powers of Attorney Are Best Left to Attorneys

  Many of the inquiries we receive involve Powers of Attorney (POA) — and many of these inquiries deal with the ramifications of Do-It-Yourself (DIY) templates found online.  DIY Powers of Attorney generally do not work out well for the principal and agent. Problems occur when they are tendered to a financial institution, title company, […]

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December 8, 2017
Applying for Medical Assistance (Medicaid)? Understand the Rules Governing the Homestead

There are very specific rules governing the definition of the homestead with regard to applying and qualifying for Medical Assistance (Medicaid). For Medical Assistance (Medicaid), the homestead includes the home, land, and integral parts such as garages and outbuildings. The homestead may be a condominium, cooperative apartment, or mobile home. Vacation homes, summer homes, or […]

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Schneider, Garrastegui & Fedele PLLC

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Clients first entrusted us to help them with their estate planning and elder law issues over 30 years ago. Since then, we have expanded our practice to include real estate, but our focus continues to be on assisting clients with some of the biggest issues they will face in their lives.

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